95 Holmes Mill Road , Cream Ridge, NJ 08514

$1,250,000
  • 95 Holmes Mill Road , Cream Ridge, NJ 08514 Main Photo

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New to the Market ACTIVE
BEDS3 BATHS2 full 1 partial SQUARE FEET2,181 MLS#NJMM2004428
STATUSACTIVE PROPERTY TYPEResidential - Single Family SCHOOLUPPER FREEHOLD REGIONAL SCHOOLS

Property Description

Set on 20.4 unpreserved acres in the heart of Cream Ridge, this exceptional property offers the rare combination of privacy, productivity, and future potential. Surrounded by preserved farmland and the Rutgers Agricultural Research Station, the setting is peaceful, scenic, and ideal for those seeking space to live, farm, or create something entirely new. The property is currently home to a successful cut-flower farm, with established perennial plantings, irrigation systems, high tunnels, and agricultural infrastructure already in place. Whether you continue the thriving flower operation or explore other agricultural uses, such as a nursery, lavender or Christmas tree farm, vegetables, livestock, or equestrian pursuits, the fertile, tillable soils and open acreage provide incredible versatility. Positioned up on a hill overlooking the fields, the 3-bedroom, 2.5-bath home offers over 2,200 sq ft of cozy living space, an oversized two-car garage, a large basement with direct access outside, and numerous recent updates including a new roof, heat pump, central air, and Anderson sliding doors. A large ground-mounted solar array (owned) significantly offsets electric costs, adding long-term efficiency to the property. A separate 800 sq ft apartment above a detached garage provides potential business space or flexible living space perfect for guests, extended family, or a farm manager, while additional workshop space and multiple outbuildings support a wide range of uses. While currently unpreserved but farmland tax accessed, this property qualifies for NJ Farmland Preservation, offering potential financial benefits while protecting the land’s agricultural legacy. With three wells, two septic systems, multiple irrigation zones, and subdivision potential for three buildable lots, the opportunities here are as expansive as the landscape itself. A truly special property where country living, agricultural opportunity, and future possibilities come together on one remarkable piece of land. With the farm assessment in place, taxes are just over $10,000—an outstanding value for a 20.4-acre property in New Jersey.

95 Holmes Mill Road | MLS# NJMM2004428

This single family home located at 95 Holmes Mill Road , Cream Ridge, NJ 08514 is currently listed for sale with an asking price of $1,250,000. This property was built in 1988 and has 3 bedrooms and 2 full and 1 partial baths with 2181 sq. ft. Holmes Mill Road is located within the UPPER FREEHOLD REGIONAL SCHOOLS school district. Search Cream Ridge real estate on www.realtymark.net today.

Property Features

Property Type: Residential - Single Family
Basement: Full, Garage Access, Poured Concrete, Unfinished, Walkout Stairs, Workshop
Basement: Yes
Cooling: Central A/C
Fireplaces: 1
Fuel Type: Oil, Electric, Solar
Garage: 2
Heating: Forced Air, Heat Pump - Oil BackUp, Solar - Active, W
Home Style: Ranch/Rambler
Lot Size: 20.40 Acres
Roof Type: Shingle
Stories: 1.0
Taxes: $9,794
Year Built: 1988

Feature Descriptions

Accessibility: Level Entry - Main, No Stairs
Additional Structures: Above Grade, Below Grade
Electric: 220 Volts
Exterior: Block, Vinyl Siding
Fencing: Fully
Fireplace: Wood, Stone
Flooring: Carpet, Wood, Ceramic Tile
Interior: Kitchen - Island, Kitchen - Eat-In, Entry Level Bedroom, Family Room Off Kitchen, Formal/Separate Dining Room, Kitchen - Country, Pantry, Recessed Lighting, Skylight(s), Stove - Wood, Wood Floors, Carpet
Lot: Level, Trees/Wooded
Lot Dimensions: 20.40 Acre(S)
Municipality: UPPER FREEHOLD TWP
Number of Rooms: 7
Parking Features: Dirt Driveway, Circular Driveway
Parking Notes: 10 Total Parking Spaces
Rooms: Living Room, Dining Room, Primary Bedroom, Bedroom 2,Kitchen, Family Room, Bedroom 1
Sewer: On Site Septic
SQFT Above Finished: 2181
SQFT Total Finished: 2181
Structure Type: Detached
Total Garage/Parking Spaces: 10
Water: Well
Wooded: Yes

Local Schools

High School: ALLENTOWN H.S.
School District: UPPER FREEHOLD REGIONAL SCHOOLS

Listed By / Shown By

Listed By

Agency Name: Smires & Associates
Agency Phone: 6092989888

Shown By

Agency Title: RealtyMark
Agency Phone: 888-240-0600

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Estimated Payment

$ 3,962.71 per month $2,781.96 Principal & Interest $816.17 Property Tax $364.58 Homeowner's Insurance

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All commissions are negotiable Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 03/19/2026. The listing information on this page last changed on 03/19/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Thu 03/19/2026 12:42:40 AM EST) or Stellar MLS (last updated Thu 03/19/2026 12:29:08 AM EST) or GSMLS (last updated Thu 03/19/2026 12:24:02 AM EST) or Emerald Coast MLS (last updated Thu 03/19/2026 12:05:33 AM EST) or Central Panhandle Association of Realtors (last updated Thu 03/19/2026 12:37:20 AM EST) or Beaches MLS (last updated Thu 03/19/2026 12:36:56 AM EST) or Naples MLS (last updated Wed 03/18/2026 11:40:59 PM EST) or Bright MLS (last updated Thu 03/19/2026 12:38:02 AM EST) or OneKey MLS (last updated Thu 03/19/2026 12:35:09 AM EST). Real estate listings held by brokerage firms other than RealtyMark may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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