5412 Hilltop Avenue, Panama City Beach, FL 32408

$415,000
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BEDS3 BATHS2 full SQUARE FEET1,075 MLS#1005484
STATUSActive PROPERTY TYPEResidential - Single Family SUBDIVISIONBILTMORE BEACH

Property Description

Welcome to Paradise! Your perfect beach get away in the highly desirable Lower Lagoon area of Panama City Beach is waiting for you. Just a couple of blocks from the sugar-white sands and emerald waters of the Gulf, this fully furnished 3-bedroom, 2-bathroom single-family home offers the perfect blend of relaxation, convenience, and investment potential. Ideally located within walking distance to some of the area's best restaurants, shopping, and local attractions, you'll also enjoy easy access to boating, fishing, and family-friendly entertainment. Whether cruising by golf cart or strolling to the beach, this location truly captures the laid-back coastal lifestyle and even offers a few public boat ramps in the neighborhood. Inside, the thoughtfully designed layout comfortably accommodates families and guests, featuring two spacious king bedrooms and a bunk room with two sets of bunk beds, making it an ideal short-term rental or full-time residence. The home has been tastefully updated with new luxury vinyl plank flooring, recessed lighting, a newly added full bathroom, and a dedicated laundry room with new washer and dryer, ensuring modern comfort throughout. Step outside to your own private backyard oasis! Situated on a generous lot, the fully fenced yard is perfect for entertaining and unwinding. Enjoy evenings under the large gazebo, fire up one of the two built-in grills, rinse off in the outdoor shower, or relax by the stock tank pool with lounging deck. There's even ample space to add a full-size pool if desired. A 12x12 storage shed provides plenty of room for beach gear and tools. Additional upgrades include a brand-new septic system, offering peace of mind for years to come. This property presents a fantastic opportunity as a turnkey, rental-ready investment or your own slice of paradise near the Gulf. Don't miss your chance to own this inviting coastal getaway--schedule your private showing today!

5412 Hilltop Avenue | MLS# 1005484

This single family home located at 5412 Hilltop Avenue, Panama City Beach, FL 32408 is currently listed for sale with an asking price of $415,000. This property was built in 1970 and has 3 bedrooms and 2 full baths with 1075 sq. ft. Hilltop Avenue is located in the BILTMORE BEACH subdivision. Search BILTMORE BEACH real estate on www.realtymark.net today.

Property Features

Property Type: Residential - Single Family
Cooling: Central Air
Fenced: Yes
Home Style: Ranch
Lot Size: 0.14 Acres
Stories: 1.0
Taxes: $3,988
Year Built: 1970

Feature Descriptions

Appliances: Dryer, Microwave, Refrigerator, Stove/Oven Electric, Washer
Days on Site: 31
Exterior: BBQ Pit/Grill, Fenced Back Yard, Shower
Exterior: Brick
Financing Terms: Conventional, FHA, VA
Flooring: Floor Vinyl
Interior: Breakfast Bar, Lock Out
Lot: Flood Insurance Req
Lot Dimensions: 50 x 120
Parcel Number: 31832-000-000
Pool Features: Pool Type
Property Condition: Construction Complete
Road Surface: Paved
Rooms Total: 5
Sewer: Septic Tank
Sub Type: Detached Single Family
Utilities: Electric, Public Water

Local Schools

High School: Arnold
Middle School: Surfside
Elementary School: Patronis

Listed By / Shown By

Listed By

Agency Name: EXP Realty LLC

Shown By

Agency Title: RealtyMark
Agency Phone: 888-260-0040

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Estimated Payment

$ 1,376.99 per month $923.61 Principal & Interest $332.33 Property Tax $121.04 Homeowner's Insurance

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All commissions are negotiable Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 07/16/2026. The listing information on this page last changed on 07/16/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Thu 07/16/2026 12:48:40 AM EST) or Stellar MLS (last updated Thu 07/16/2026 12:43:54 AM EST) or GSMLS (last updated Thu 07/16/2026 12:24:10 AM EST) or Emerald Coast MLS (last updated Thu 07/16/2026 12:05:25 AM EST) or Fort Myers (last updated Wed 07/15/2026 11:04:48 PM EST) or Central Panhandle Association of Realtors (last updated Thu 07/16/2026 12:47:19 AM EST) or Northeast Florida MLS (last updated Thu 07/16/2026 12:18:59 AM EST) or Beaches MLS (last updated Thu 07/16/2026 12:38:19 AM EST) or Naples MLS (last updated Wed 07/15/2026 11:40:22 PM EST) or Bright MLS (last updated Thu 07/16/2026 12:38:31 AM EST) or OneKey MLS (last updated Thu 07/16/2026 12:42:26 AM EST). Real estate listings held by brokerage firms other than RealtyMark may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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