54 Terra Cotta Way, Destin, FL 32541

$1,075,000
  • 54 Terra Cotta Way, Destin, FL 32541 Main Photo

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Active
BEDS4 BATHS4 full SQUARE FEET2,193 MLS#999033
STATUSActive PROPERTY TYPEResidential - Single Family SUBDIVISIONTERRA COTTA TERRACE

Property Description

Discover the perfect blend of location, comfort, and investment opportunity at 54 Terra Cotta Terrace.This beautifully designed 4-bedroom, 4-bathroom beach home spans 2,193 square feet of thoughtfully laid-out living space and is perfectly positioned just a short stroll from the sugar-white sands and emerald waters of the Gulf--with deeded beach access making every day feel like a vacation.From the moment you step inside, you're welcomed by a bright, open-concept living area filled with natural light and coastal elegance. The home's three-story layout offers ideal separation of space, making it perfect for hosting guests, accommodating multiple families, or maximizing rental income. Three of the four spacious bedrooms are paired with its own full bath, creating a true retreat for owners and guests alike. The well-appointed kitchen, multiple entertainment spaces, private deck with peekaboo Gulf view and backyard patio provide the perfect setting for entertaining or unwinding after a day at the beach.Located within the desirable Terra Cotta Terrace community, residents enjoy gated community pool access, pickle ball/tennis courts, sand volleyball and deeded beach access, all just minutes from Destin's top dining, shopping, and entertainment.Whether you're searching for a primary residence, second home, or a high-performing short-term rental, this property checks every box--with rental projections exceeding $120K+ annually offering serious income potential.Opportunities like this--combining location, lifestyle, and income--are rare. Don't miss your chance to own a turnkey beach home in one of the most sought-after destinations on the Emerald Coast. Buyer to verify all information. Professional photos will be added soon.

54 Terra Cotta Way | MLS# 999033

This single family home located at 54 Terra Cotta Way, Destin, FL 32541 is currently listed for sale with an asking price of $1,075,000. This property was built in 1993 and has 4 bedrooms and 4 full baths with 2193 sq. ft. Terra Cotta Way is located in the TERRA COTTA TERRACE subdivision. Search TERRA COTTA TERRACE real estate on www.realtymark.net today.

Property Features

Property Type: Residential - Single Family
Cooling: Ceiling Fans, Central Air
Garage: 2
Heating: Central
Home Style: Contemporary
Lot Size: 0.10 Acres
Stories: 3.0
Taxes: $9,846
Year Built: 1993

Feature Descriptions

Appliances: Auto Garage Door Opn, Cooktop, Dishwasher, Dryer, Freezer, Microwave, Refrigerator, Stove/Oven Electric, Washer, Water Heater - Elect
Association Fee Includes: Ground Keeping, Master Association, Recreational Faclty
Community Features: Short Term Rental - Allowed, Pickle Ball, Beach, Community Room, Deed Access, Pets Allowed, Pool, Tennis
Days on Site: 159
Exterior: BBQ Pit/Grill
Exterior: Frame, Stucco
Flooring: Floor Laminate, Floor Tile
HOA: Yes
Interior: Breakfast Bar, Lighting Recessed, Newly Painted, Owners Closet, Pantry, Washer/Dryer Hookup
Lot: Covenants, Cul-De-Sac, Within 1/2 Mile to Water, See Remarks
Lot Dimensions: 49 x 90
Parcel Number: 00-2S-22-2499-0000-0090
Parking: Garage, Golf Cart Open, See Remarks, Other
Patio/Porch: Deck Covered, Deck Open, Patio Open
Pool Features: Pool Type
Property Condition: Construction Complete
Road Frontage: City Street
Road Surface: Paved
Rooms Total: 12
Sewer: Public Sewer
Special View Info: Gulf
Sub Type: Detached Single Family
Utilities: Electric, Public Water

Local Schools

High School: Fort Walton Beach
Middle School: Destin
Elementary School: Destin

Listed By / Shown By

Listed By

Agency Name: Keller Williams Realty Destin

Shown By

Agency Title: RealtyMark
Agency Phone: 888-260-0040

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Estimated Payment

$ 3,526.53 per month $2,392.48 Principal & Interest $820.50 Property Tax $313.54 Homeowner's Insurance

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All commissions are negotiable Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 09/02/2026. The listing information on this page last changed on 09/02/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Wed 09/02/2026 12:00:03 AM EST) or Stellar MLS (last updated Tue 09/01/2026 11:55:12 PM EST) or GSMLS (last updated Tue 09/01/2026 11:54:07 PM EST) or Emerald Coast MLS (last updated Tue 09/01/2026 11:55:26 PM EST) or Fort Myers (last updated Tue 09/01/2026 11:04:31 PM EST) or Central Panhandle Association of Realtors (last updated Tue 09/01/2026 11:57:17 PM EST) or Northeast Florida MLS (last updated Tue 09/01/2026 11:58:58 PM EST) or Beaches MLS (last updated Tue 09/01/2026 11:55:36 PM EST) or Naples MLS (last updated Tue 09/01/2026 11:40:18 PM EST) or Bright MLS (last updated Tue 09/01/2026 11:49:36 PM EST) or OneKey MLS (last updated Tue 09/01/2026 11:53:22 PM EST). Real estate listings held by brokerage firms other than RealtyMark may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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