BEDS4
BATHS3 full
SQUARE FEET2,665
MLS#989999
STATUSActive
PROPERTY TYPEResidential - Single Family
SUBDIVISIONSANTA ROSA ISLAND
Property Description
Discover coastal living at its finest in this beautifully renovated two-story beach house on Okaloosa Island, situated on a spacious 0.32-acre lot just moments from sugar-white sand and emerald waters. Designed for flexibility, entertainment, and comfort, this home offers a unique blend of upgraded interiors, modern amenities, and resort-style outdoor living. Step inside to an inviting upper level featuring a fully remodeled kitchen with a stylish tile backsplash, gleaming granite countertops, stainless steel appliances, and abundant natural light-perfect for cooking, hosting, and gathering. The open-concept living area flows seamlessly and includes a cozy gas fireplace, creating a warm, coastal-chic atmosphere year-round. Downstairs, a private lock-out apartment provides exceptional versatility. Use it as a guest suite, rental opportunity, or easily integrate it into the main home to create a luxurious full master retreat complete with its own living area and fully equipped kitchenette. Outside, your personal paradise awaits. Enjoy a beautiful new composite 560+ sq ft deck overlooking a sparkling in-ground pool with a 2026 pool pump and a large fenced yard which is ideal for entertaining, sunbathing, or quiet evenings under island skies. The property also includes a 2024 tankless gas water heater, ensuring efficient, endless hot water for the whole household. A new metal roof was completed in 2020, whole house rewire in 2019, and new HVACs in 2020 and 2025. Whether you're seeking a primary residence, vacation home, or high-earning investment property, this expertly renovated Okaloosa Island gem delivers style, space, and exceptional coastal charm-all on an oversized lot rarely found this close to the beach.Call today to secure your piece of paradise!
Property Features
Property Type: Residential - Single Family
Cooling: Ceiling Fans, Central Air
Fenced: Yes
Heating: Central
Home Style: Beach House
Lot Size: 0.32 Acres
Stories: 2.0
Taxes: $3,123
Year Built: 1972
Feature Descriptions
Appliances: Dishwasher, Disposal, Microwave, Refrigerator, Stove/Oven Electric, Water Heater - Gas, Water Heater - Tnkls
Carport Spaces: 0
Days on Site: 188
Exterior: Brick, Siding Vinyl
Exterior: BBQ Pit/Grill, Columns
Fencing: Fenced Lot-All, Fenced Lot-Part, Fenced Privacy
Financing Terms: Conventional, FHA, VA
Fireplace: Fireplace Gas
Fireplace Y/N: Yes
Flooring: Floor Hardwood, Floor Tile
Foundation: Slab
Interior: Ceiling Beamed, Kitchen Island, Pantry, Washer/Dryer Hookup, Woodwork Painted
Lot: Level, Within 1/2 Mile to Water
Lot Dimensions: 190'x100'x162'
Parcel Number: 00-2S-24-2185-0004-0144
Patio/Porch: Deck Open, Patio Covered
Pool Features: Pool - In-Ground, Pool Type
Property Condition: Renovated, Construction Complete
Road Surface: Paved
Rooms Total: 8
Sewer: Public Sewer
Sub Type: Detached Single Family
Utilities: Public Water, TV Cable
Window: Window Treatmnt Some, Double Pane Windows
Room Sizes
Primary Bedroom: 18 X 11 Level - Second
Living Room: 12 X 14 Level - First
Kitchen: 20 X 14 Level - Second
Laundry: 10 X 5 Level - First
Kitchen: 23 X 16 Level - Second
Living Room: 17 X 17 Level - Second
Bedroom: 12 X 12 Level - Second
Bedroom: 13 X 12 Level - Second
Local Schools
High School: Fort Walton Beach
Middle School: Bruner
Elementary School: Elliott Point
Listed By / Shown By
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Estimated Payment
$ 2,196.00 per month $1,711.46 Principal & Interest $260.25 Property Tax $224.29 Homeowner's InsuranceChange Payment Information
417 Cobia Avenue | MLS# 989999
This single family home located at 417 Cobia Avenue, Fort Walton Beach, FL 32548 is currently listed for sale with an asking price of $769,000. This property was built in 1972 and has 4 bedrooms and 3 full baths with 2665 sq. ft. Cobia Avenue is located in the SANTA ROSA ISLAND subdivision. Search SANTA ROSA ISLAND real estate on www.realtymark.net today.