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4049 N Indian Bayou, Destin, FL 32541

$3,199,000
  • 4049 N Indian Bayou, Destin, FL 32541 Main Photo

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Active
BEDS5 BATHS4 full 2 partial SQUARE FEET4,751 MLS#989969
STATUSActive PROPERTY TYPEResidential - Single Family SUBDIVISIONMORENO ACRES S-D

Property Description

Welcome to 4049 Indian Bayou North, priced below appraised value, this is a completely reimagined waterfront residence where luxury, comfort, and the Florida lifestyle converge. This home has undergone a custom renovation with no surface untouched. Every detail-from refined finishes to state-of-the-art upgrades-has been curated to deliver an elevated living experience. Located along a quiet, deepwater canal, the property offers direct boating access to Choctawhatchee Bay. Near the end of this tranquil road, enjoy limited pass-through traffic. A private dock with covered boat and jet ski lifts plus an industrial-grade KillerDock cleaning station make it ideal for water enthusiasts. Inside, the open layout includes 5 spacious bedrooms, 4 full and 1 half bathrooms,a dedicated office, a chef's kitchen with Viking appliances, and a gorgeous saltwater pool with lounger and baja shelf just outside. The open-concept living and dining areas are anchored by a sleek gas fireplace and custom shiplap detailing, with wide-plank luxury flooring running throughout. Step through the back door into an outdoor oasis designed for entertaining. The covered lanai features dual oversized ceiling fans, lighting, and a full outdoor kitchen with built-in gas grill, hood vent, sink, refrigerator, and custom cabinetry. The pool includes a tanning ledge, lighting, and paver decking framed by lush landscaping and privacy fencing. Beyond the pool is a backyard putting green with chipping zones and a real sand trap, enhanced by accent lighting for evening ambiance. The detached guest house includes a private living room, wet bar, half bath, and separate entrance - ideal for a mother-in-law suite or office. Additional features include a Generac generator, irrigation, landscape lighting, tankless water heater, and plantation shutters. The oversized garage accommodates vehicles, water toys, and storage. No HOA restrictions, yet nestled in a peaceful, upscale neighborhood near beaches, golf, and shopping. Recently added full yard water softener and 30 amp shore power at the dock.

4049 N Indian Bayou | MLS# 989969

This single family home located at 4049 N Indian Bayou, Destin, FL 32541 is currently listed for sale with an asking price of $3,199,000. This property was built in 2022 and has 5 bedrooms and 4 full and 2 partial baths with 4751 sq. ft. N Indian Bayou is located in the MORENO ACRES S-D subdivision. Search MORENO ACRES S-D real estate on www.realtymark.net today.

Property Features

Property Type: Residential - Single Family
Cooling: Ceiling Fans, Central Air
Fenced: Yes
Garage: 2 car attached
Home Style: Contemporary
Lot Size: 0.43 Acres
Stories: 2.0
Taxes: $25,268
Year Built: 2022

Feature Descriptions

Appliances: Auto Garage Door Opn, Dishwasher, Dryer, Microwave, Refrigerator, Stove/Oven Gas, Washer, Wine Refrigerator, Water Heater - Tnkls
Community Features: Fishing, Waterfront
Days on Site: 187
Exterior: Rain Gutter, Dock, Fenced Back Yard, Pool - Gunite Concrt, Sprinkler System, Summer Kitchen
Exterior: Brick, Siding CmntFbrHrdBrd, Trim Aluminum
Financing Terms: Conventional
Fireplace: Fireplace Gas, Fireplace
Fireplace Y/N: Yes
Flooring: Floor Hardwood, Floor Tile, Floor WW Carpet
Foundation: Slab
Interior: Breakfast Bar, Ceiling Raised, Ceiling Tray/Cofferd, Fireplace, Kitchen Island, Pantry, Split Bedroom, Washer/Dryer Hookup
Lot: Bulkhead/Seawall, Cleared, Interior, Level, Within 1/2 Mile to Water
Lot Dimensions: 102x191x103x196
Parcel Number: 00-2S-22-1244-0000-004A
Parking: Garage, Oversized
Patio/Porch: Patio Covered, Patio Open, Porch Open
Pool Features: Pool - In-Ground, Pool Type
Property Condition: Construction Complete
Road Frontage: County Road
Road Surface: Paved
Rooms Total: 8
Sewer: Public Sewer
Special View Info: Bayou
Sub Type: Detached Single Family
Utilities: Electric, Gas - Natural, Public Water
Waterfront: Bayou
Window: Window Treatmnt Some, Double Pane Windows

Room Sizes

Dining Room: 12 X 12 Level - First
Sitting Room: 12 X 12 Level - First
Living Room: 20 X 18 Level - First
Kitchen: 12 X 12 Level - First
Primary Bedroom: 14 X 12 Level - First
Bedroom: 12 X 12 Level - First
Bedroom: 12 X 12 Level - First
Bedroom: 12 X 12 Level - First

Local Schools

High School: Destin
Middle School: Destin
Elementary School: Destin

Listed By / Shown By

Listed By

Agency Name: Realty ONE Group Emerald Coast

Shown By

Agency Title: RealtyMark
Agency Phone: 888-260-0400

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Estimated Payment

$ 10,158.30 per month $7,119.59 Principal & Interest $2,105.67 Property Tax $933.04 Homeowner's Insurance

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All commissions are negotiable Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 05/26/2026. The listing information on this page last changed on 05/26/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Tue 05/26/2026 12:32:24 AM EST) or Stellar MLS (last updated Tue 05/26/2026 12:13:46 AM EST) or GSMLS (last updated Tue 05/26/2026 12:24:02 AM EST) or Emerald Coast MLS (last updated Tue 05/26/2026 12:05:16 AM EST) or Central Panhandle Association of Realtors (last updated Tue 05/26/2026 12:27:17 AM EST) or Beaches MLS (last updated Sat 05/23/2026 2:39:39 AM EST) or Naples MLS (last updated Mon 05/25/2026 11:40:18 PM EST) or Bright MLS (last updated Tue 05/26/2026 12:28:42 AM EST) or OneKey MLS (last updated Tue 05/26/2026 12:28:15 AM EST). Real estate listings held by brokerage firms other than RealtyMark may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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