3820 Treasure Circle, Panama City Beach, FL 32408

$559,000
  • 3820 Treasure Circle, Panama City Beach, FL 32408 Main Photo

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Pending
BEDS5 BATHS4 full SQUARE FEET2,365 MLS#784905
STATUSPending PROPERTY TYPEResidential - Single Family SUBDIVISIONTreasure Island

Property Description

BANK APPROVED SHORT SALE! READY TO CLOSE WHENEVER YOU ARE! Here's your chance to scoop up a bargain, well below appraised value, in a Prime Panama City Beach Location! Unlock the potential of this spacious, multi-level beach home zoned for short-term rentals. The ground level offers a private-entry studio apartment with full kitchen and bath, perfect for guests or rental income. The main residence comfortably sleeps 10 and features two primary suites with ensuite baths, open-concept living area, and kitchen with quartz countertops and a large island/breakfast bar. The top floor adds two bunkrooms and an additional full bath, ideal for kids or overflow guests. Wide wraparound balconies on both main levels overlook Treasure Island Marina and Captain Anderson's, plus a sun deck where you can watch the fishing fleet return at day's end. Most of the improvements made to the home, including roof, HVAC, kitchen(s), and baths have been done since 2021. Some cosmetic touch-ups could bring this property to its full potential. It is a unique OPPORTUNITY to score a great deal on a primary residence, vacation retreat, or income-producing investment on the beach. THIS IS A SHORT SALE. ALL OFFERS ARE SUBJECT TO THIRD-PARTY APPROVAL.

3820 Treasure Circle | MLS# 784905

This single family home located at 3820 Treasure Circle, Panama City Beach, FL 32408 is currently listed for sale with an asking price of $559,000. This property was built in 1983 and has 5 bedrooms and 4 full baths with 2365 sq. ft. Treasure Circle is located in the Treasure Island subdivision. Search Treasure Island real estate on www.realtymark.net today.

Property Features

Property Type: Residential - Single Family
Cooling: Central Air
Fenced: Yes
Heating: Central
Home Style: Coastal
Lot Size: 0.15 Acres
Roof Type: Metal
Taxes: $4,820
Year Built: 1983

Amenities

Shower Only
Upper Level Primary
Covered Patio
Deck
Outdoor Shower

Feature Descriptions

Appliances: Electric Oven, Electric Range, Electric Water Heater
Community Features: Short Term Rental Allowed
Days on Site: 204
Exterior: Wood Siding, Wood Frame
Fencing: Fenced, Privacy
Lot: Paved
Lot Dimensions: 75 x 85
Parcel#: 31582-000-000
Patio/Porch: Balcony, Deck
Sewer: Public Sewer
Special View Info: Lagoon

Room Sizes

Primary Bedroom: 18 X 12 Level - Second
Primary Bathroom: 15 X 18 Level - Second
Great Room: 30 X 27 Level - Second
Studio: 30 X 20 Level - First

Local Schools

High School: Arnold
Middle School: Surfside
Elementary School: Patronis

Listed By / Shown By

Listed By

Agency Name: Anchor Realty Florida

Shown By

Agency Title: RealtyMark
Agency Phone: 888-260-0040

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Estimated Payment

$ 1,808.80 per month $1,244.09 Principal & Interest $401.67 Property Tax $163.04 Homeowner's Insurance

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All commissions are negotiable Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 09/01/2026. The listing information on this page last changed on 09/01/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Tue 09/01/2026 12:00:03 AM EST) or Stellar MLS (last updated Mon 08/31/2026 11:54:59 PM EST) or GSMLS (last updated Mon 08/31/2026 11:54:06 PM EST) or Emerald Coast MLS (last updated Mon 08/31/2026 11:55:22 PM EST) or Fort Myers (last updated Mon 08/31/2026 11:04:27 PM EST) or Central Panhandle Association of Realtors (last updated Mon 08/31/2026 11:57:19 PM EST) or Northeast Florida MLS (last updated Mon 08/31/2026 11:58:58 PM EST) or Beaches MLS (last updated Mon 08/31/2026 11:55:34 PM EST) or Naples MLS (last updated Mon 08/31/2026 11:40:23 PM EST) or Bright MLS (last updated Mon 08/31/2026 11:49:42 PM EST) or OneKey MLS (last updated Mon 08/31/2026 11:53:22 PM EST). Real estate listings held by brokerage firms other than RealtyMark may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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