2789 Summer Drive, Chipley, FL 32428

$700,000
  • 2789 Summer Drive, Chipley, FL 32428 Main Photo

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Active Under Contract
BEDS3 BATHS2 full 1 partial SQUARE FEET2,324 MLS#772799
STATUSActive Under Contract PROPERTY TYPEResidential - Single Family SUBDIVISIONChipley

Property Description

UNDER CONTRACT. SELLER ACCEPTING BACKUP OFFERS. Luxury Lakefront Retreat on 3. 6 Acres | 2789 Summer Drive, Chipley, FL Welcome to your private lakeside escape at 2789 Summer Drive, where 3. 6 tranquil acres and 200 feet of shoreline on a spring-fed lake create the perfect blend of luxury, privacy, and natural beauty. This custom-built 3-bedroom, 2. 5-bath home offers refined living with top-tier finishes, smart design, and high-speed Xfinity/Comcast internet to support both relaxation and remote work. Inside the 2,324 square foot main residence, you're welcomed by soaring vaulted ceilings with exposed cedar beams, a warm wood-burning fireplace, and exceptional craftsmanship throughout. The chef's kitchen is thoughtfully designed with quartz countertops, custom cabinetry, a double oven, pot filler, and an oversized walk-in pantry. It also includes a dedicated butler's pantry--perfect for entertaining and additional storage--making this kitchen as functional as it is beautiful. The primary suite is a true retreat featuring a spa-inspired en suite bath with double vanities, a tiled walk-in shower, a freestanding soaking tub, a private water closet, and dual walk-in closets. Two additional bedrooms share a Jack and Jill bathroom with separate vanities and walk-in closets, offering both comfort and privacy for family or guests. An additional 950-square-foot apartment or shop provides even more flexibility. Complete with its own full kitchen, living room, bedroom, bathroom, and laundry hookups, this space is perfect for use as a guest house, in-law suite, or income-generating rental. It includes a roll-down shop door and durable concrete flooring, making it equally suitable as a functional workshop. Step outside to enjoy the expansive 24-by-28-foot back deck, ideal for entertaining or simply soaking in the views. A hot tub hookup is ready and waiting, and a private trail leads to your own sandy beach area--perfect for boating, fishing, tubing, and kayaking in the clear spring-fed water. The property also includes three powered pole barns measuring 22x48, 22x60, and 16x24, offering ample storage for boats, RVs, ATVs, or equipment. There is also a camper hookup, a welding outlet, and full electrical and lighting in all covered areas. A built-in pet washing station inside the home adds even more thoughtful convenience. Located just 30 minutes from Panama City Beach, 20 minutes from Panama City, and 20 minutes from downtown Chipley, this lakefront retreat offers both seclusion and accessibility to the Emerald Coast's top destinations. Whether you're seeking a primary residence, vacation home, or multi-generational living solution, 2789 Summer Drive is a rare opportunity to own a one-of-a-kind lakefront property designed for elevated living. Schedule your private showing today and experience the lifestyle for yourself.

2789 Summer Drive | MLS# 772799

This single family home located at 2789 Summer Drive, Chipley, FL 32428 is currently listed for sale with an asking price of $700,000. This property was built in 2021 and has 3 bedrooms and 2 full and 1 partial baths with 2324 sq. ft. Summer Drive is located in the Chipley subdivision. Search Chipley real estate on www.realtymark.net today.

Property Features

Property Type: Residential - Single Family
Cooling: Central Air
Garage: 6 car attached
Heating: Central, Electric, Fireplace(s)
Home Style: Traditional
Lot Size: 3.62 Acres
Taxes: $3,441
Year Built: 2021

Amenities

Instant Hot Water
Covered Patio
Deck
Fire Pit

Feature Descriptions

Appliances: Electric Cooktop, Electric Oven, Electric Water Heater
Community Features: Short Term Rental Allowed
Days on Site: 345
Door Features: Storm Door(s)
Fencing: Chain Link, Partial
Flooring: Luxury Vinyl Plank
Lot Dimensions: 151x627x363x422
Parcel#: 00000000-00-3110-0110
Parking: Additional Parking, RV Garage, RV Carport, RV Access/Parking, Unpaved
Parking Notes: Additional Parking, RV Garage, RV Carport, RV Access/
Patio/Porch: Deck, Covered, Open, Porch
Pool: Other, See Remarks
Special View Info: Lake, Other
Utilities: Cable Connected, Electricity Available, Natural Gas Available, High Speed Internet Available
Waterfront: Lake, Lake Front, Shoreline - Sand, See Remarks
Window: Storm Window(s)

Room Sizes

Bedroom: 14.9 X 13.7 Level - First
Bedroom: 14.9 X 13.9 Level - First
Bonus Room: 11.3 X 11.2 Level - First
Primary Bathroom: 7.7 X 19.3 Level - First
Primary Bedroom: 15.1 X 15.5 Level - First
Dining Room: 14.3 X 15.5 Level - First
Kitchen: 11.1 X 13.8 Level - First
Living Room: 16.8 X 19.4 Level - First

Local Schools

High School: Vernon
Middle School: Vernon
Elementary School: Vernon Elementary

Listed By / Shown By

Listed By

Agency Name: eXp Realty, LLC

Shown By

Agency Title: RealtyMark
Agency Phone: 888-240-0600

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Estimated Payment

$ 2,048.81 per month $1,557.90 Principal & Interest $286.75 Property Tax $204.17 Homeowner's Insurance

Change Payment Information

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All commissions are negotiable Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 04/11/2026. The listing information on this page last changed on 04/11/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Sat 04/11/2026 12:23:59 AM EST) or Stellar MLS (last updated Sat 04/11/2026 12:14:09 AM EST) or GSMLS (last updated Fri 04/10/2026 11:54:09 PM EST) or Emerald Coast MLS (last updated Sat 04/11/2026 12:05:32 AM EST) or Central Panhandle Association of Realtors (last updated Sat 04/11/2026 12:17:20 AM EST) or Beaches MLS (last updated Sat 04/11/2026 12:17:46 AM EST) or Naples MLS (last updated Fri 04/10/2026 11:41:10 PM EST) or Bright MLS (last updated Sat 04/11/2026 12:13:51 AM EST) or OneKey MLS (last updated Sat 04/11/2026 12:21:11 AM EST). Real estate listings held by brokerage firms other than RealtyMark may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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