186 White Cap Way, Panama City Beach, FL 32407

$280,000
  • 186 White Cap Way, Panama City Beach, FL 32407 Main Photo

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Active
BEDS3 BATHS2 full 1 partial SQUARE FEET1,432 MLS#775136
STATUSActive PROPERTY TYPEResidential - Townhouse SUBDIVISIONPalm Cove

Property Description

**BEST PRICED PALM COVE TOWNHOME** This roomy 3-bedroom, 3-bath townhome is your chance to own a slice of Panama City Beach without breaking the bank. Whether you're looking for your own coastal oasis or a short-term rental moneymaker, this spot checks all the boxes. Step inside and you're greeted by vaulted ceilings, tons of natural light, and an open layout that just feels good. New Carpet, flooring, and fixtures throughout the home. The main level features new floors, a spacious living area, and a bright kitchen with plenty of cabinet space, a breakfast bar, and stainless steel appliances. Head upstairs to a private loft-style bedroom with its own full bath, perfect for guests or Airbnb setups. Out back, you've got a private covered patio, ideal for post-beach chill sessions, grilling, or kicking back with a cold drink. The exterior is low-maintenance, the HOA is minimal, and the location? You're minutes to the beach, Pier Park, Shipwreck Island, St. Andrews State Park, shopping, dining, and all the tourist favorites that make PCB a vacation hotspot. Solid bones, fresh updates, and the flexibility to live in it, rent it out, or do both. Don't let this opportunity slip by?affordable beach-town real estate like this doesn't come along every day.

186 White Cap Way | MLS# 775136

This townhouse located at 186 White Cap Way, Panama City Beach, FL 32407 is currently listed for sale with an asking price of $280,000. This property was built in 2005 and has 3 bedrooms and 2 full and 1 partial baths with 1432 sq. ft. White Cap Way is located in the Palm Cove subdivision. Search Palm Cove real estate on www.realtymark.net today.

Property Features

Property Type: Residential - Townhouse
Cooling: Central Air, Ceiling Fan(s)
Heating: Central, Electric
Lot Size: 0.04 Acres
Roof Type: Shingle
Taxes: $2,464
Year Built: 2005

Amenities

Interior Steps
Loft
Porch

Feature Descriptions

Appliances: Electric Range, Electric Water Heater
Association Amenities: Gated
Community Features: Barbecue, Playground, Pool, Community Pool, Gated, Short Term Rental Allowed
Days on Site: 296
Exterior: Stucco
Lot: Paved
Lot Dimensions: 63 x 25
Parcel#: 34039-796-000
Parking: Gated
Parking Notes: Gated
Patio/Porch: Porch, Screened
Pool: Community
Security: Gated Community,24 Hour Security, Security Gate
Sewer: Public Sewer
Utilities: Electricity Available

Room Sizes

Bedroom: 12 X 13 Level - Second
Living Room: 17 X 13 Level - First
Primary Bedroom: 13 X 12 Level - First
Loft: 14 X 13 Level - Second

Local Schools

High School: Arnold
Middle School: Surfside
Elementary School: Hutchison Beach

Listed By / Shown By

Listed By

Agency Name: Think Real Estate

Shown By

Agency Title: RealtyMark
Agency Phone: 888-240-0600

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Estimated Payment

$ 910.16 per month $623.16 Principal & Interest $205.33 Property Tax $81.67 Homeowner's Insurance

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All commissions are negotiable Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 04/11/2026. The listing information on this page last changed on 04/11/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Sat 04/11/2026 12:23:59 AM EST) or Stellar MLS (last updated Sat 04/11/2026 12:14:09 AM EST) or GSMLS (last updated Fri 04/10/2026 11:54:09 PM EST) or Emerald Coast MLS (last updated Sat 04/11/2026 12:05:32 AM EST) or Central Panhandle Association of Realtors (last updated Sat 04/11/2026 12:17:20 AM EST) or Beaches MLS (last updated Sat 04/11/2026 12:17:46 AM EST) or Naples MLS (last updated Fri 04/10/2026 11:41:10 PM EST) or Bright MLS (last updated Sat 04/11/2026 12:13:51 AM EST) or OneKey MLS (last updated Sat 04/11/2026 12:21:11 AM EST). Real estate listings held by brokerage firms other than RealtyMark may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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