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13649 Banana Wind Way, Unit 31, Panama City Beach, FL 32413

$1,219,000
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Active
BEDS5 BATHS4 full 1 partial SQUARE FEET2,128 MLS#783789
STATUSActive PROPERTY TYPEResidential - Single Family SUBDIVISIONMargaritaville Cottages

Property Description

🌴Luxury 5-Bedroom Poolside Cottage at Margaritaville Beach Cottage Resort - Panama City Beach🌴 Your Gateway to Paradise! Experience the ultimate coastal lifestyle at Margaritaville Beach Cottage Resort #31, Panama City Beach's only full-service beachfront resort. This exceptional 5-bedroom, 4. 5-bath Caribbean-inspired cottage offers a rare blend of luxury living, resort-style amenities, and outstanding vacation-rental potential. Offering approximately 2,100+ square feet of heated and cooled living space, plus covered outdoor living areas, this thoughtfully designed home is ideal for personal use, second-home ownership, or potential high-performing short-term rentals. With direct access to the resort-style pool and just steps from the private beach, this property delivers an elevated guest experience even during peak seasons. 🏡The Home Step inside to a bright, coastal-chic retreat where modern beach elegance meets comfort and functionality. The open-concept floor plan is designed for entertaining and effortless living, highlighted by luxury vinyl plank flooring, 10-foot ceilings on the main level, and abundant natural light. The chef-inspired kitchen features white quartz countertops, a large island with seating for four, stainless steel gas appliances including a 36-inch range, and an adjacent dining area with seating for eight--perfect for hosting family and guests. The first-floor primary suite offers privacy and convenience with an ensuite bath featuring dual vanities and a walk-in shower, while a well-placed powder room serves the main living area. Upstairs, the home includes two additional ensuite bedrooms, two guest bedrooms connected by a Jack-and-Jill bath, and a discreetly tucked-away laundry area with built-in storage. Enjoy outdoor living on the furnished patio, ideal for relaxing after a day at the beach or pool. 🌊Resort Lifestyle & Amenities Margaritaville Beach Cottage Resort is a fully built-out, full-service beachfront community offering an impressive lineup of amenities: 580 feet of private beachfront with chair & umbrella service 2. 5-acre heated oasis pool 425-foot lazy river and waterslides Poolside food & beverage service Paddleboard and kayak rentals Game lawn and beachfront activities On-site professional rental management team Daily resort services The resort's multi-level entertainment center is now open and beautifully completed, featuring a full-service restaurant, fully equipped fitness center, arcade, conference and event spaces, creating an exceptional environment for vacation rentals, corporate retreats, family reunions, and group gatherings. 📍Prime Panama City Beach Location Located just 2 miles from Pier Park, owners and guests enjoy easy access to championship golf, premier dining, shopping, entertainment, fishing, boating, and the iconic emerald waters of the Gulf of America. Located 15. 7 miles from Northwest Florida Beaches International Airport. ⭐Investment & Lifestyle Opportunity Backed by a globally recognized coastal luxury lifestyle brand and supported by on-site professional rental management, this property represents a rare opportunity to own a luxury poolside cottage in one of Panama City Beach's most desirable resort communities. Live the dream. Share the dream. Welcome to Margaritaville Beach Cottage Resort #31.

13649 Banana Wind Way, Unit 31 | MLS# 783789

This single family home located at 13649 Banana Wind Way, Unit 31, Panama City Beach, FL 32413 is currently listed for sale with an asking price of $1,219,000. This property was built in 2023 and has 5 bedrooms and 4 full and 1 partial baths with 2128 sq. ft. Banana Wind Way, Unit 31 is located in the Margaritaville Cottages subdivision. Search Margaritaville Cottages real estate on www.realtymark.net today.

Property Features

Property Type: Residential - Single Family
Cooling: Central Air, ENERGY STAR Qualified Equipment
Heating: Central, ENERGY STAR Qualified Equipment
Lot Size: 0.06 Acres
Roof Type: Metal
Stories: 2.0
Taxes: $12,447
Year Built: 2023

Amenities

Interior Steps
Patio

Feature Descriptions

Appliances: ENERGY STAR Qualified Appliances, Electric Oven, Gas Cooktop, Ice Maker
Association Amenities: Beach Rights, Game Room
Community Features: Beach, Clubhouse, Conference/Meeting Room, Fitness Center, Game Room, Pool, Shopping, Waterfront, Community Pool, Short Term Rental Allowed
Days on Site: 92
Exterior: HardiPlank Type
Flooring: Luxury Vinyl Plank
Lot: Sprinkler System, Paved
Lot Dimensions: 32 X 76
Parcel#: 34764-200-310
Parking: Additional Parking, Paved
Parking Notes: Additional Parking, Paved
Patio/Porch: Patio
Pool: Electric Heat, In Ground, Community
Security: Carbon Monoxide Detector(s),24 Hour Security, Security Service
Sewer: Public Sewer
Utilities: Cable Connected
Waterfront: Shoreline - Sand
Window: Double Pane Windows

Room Sizes

Bedroom: 10.3 X 13.8 Level - Second
Bedroom: 10.3 X 13.8 Level - Second
Bedroom: 10.5 X 10.1 Level - Second
Bedroom: 15.1 X 13.2 Level - First
Primary Bedroom: 15.1 X 13.2 Level - Second
Kitchen: 12.5 X 13.6 Level - First
Great Room: 15.9 X 21.1 Level - First

Local Schools

High School: Arnold
Middle School: Surfside
Elementary School: Hutchison Beach

Listed By / Shown By

Listed By

Agency Name: MJH Real Estate Brokerage, LLC

Shown By

Agency Title: RealtyMark
Agency Phone: 888-240-0600

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Estimated Payment

$ 4,105.76 per month $2,712.97 Principal & Interest $1,037.25 Property Tax $355.54 Homeowner's Insurance

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All commissions are negotiable Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 04/19/2026. The listing information on this page last changed on 04/19/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Sun 04/19/2026 12:50:45 AM EST) or Stellar MLS (last updated Sun 04/19/2026 12:44:05 AM EST) or GSMLS (last updated Sun 04/19/2026 12:24:09 AM EST) or Emerald Coast MLS (last updated Sun 04/19/2026 12:05:27 AM EST) or Central Panhandle Association of Realtors (last updated Sun 04/19/2026 12:47:17 AM EST) or Beaches MLS (last updated Sun 04/19/2026 12:47:11 AM EST) or Naples MLS (last updated Sat 04/18/2026 11:41:12 PM EST) or Bright MLS (last updated Sat 04/18/2026 8:04:58 AM EST) or OneKey MLS (last updated Sun 04/19/2026 12:42:11 AM EST). Real estate listings held by brokerage firms other than RealtyMark may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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