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123 Useppa Island, Unit B, Useppa Island, FL 33921

$950,000
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Active
BEDS2 BATHS2 full 1 partial SQUARE FEET1,478 MLS#2026025926
STATUSActive PROPERTY TYPEResidential - Single Family SUBDIVISIONUSEPPA ISLAND

Property Description

Situated on the northwestern point of Useppa Island, Whelk Cottage is a 2-bedroom, 2.5-bath townhome offering a warm ambiance with spectacular west-facing waterfront views. Once inside, your attention is drawn to the breathtaking waterscape stretching across the Intracoastal Waterway, where nightly sunsets provide a constant reminder that you are within a true Florida paradise. The shoreline is framed by mangroves, with surrounding tropical greenery reminiscent of the world's most sought-after island destinations. For lovers of wildlife, the setting is exceptional, with frequent sightings of dolphins, manatees and fish in the surrounding waters. Bird enthusiasts will delight in the abundance of wading birds, songbirds, and birds of prey that call the island home. Whelk Cottage offers an authentic and immersive Florida island lifestyle.The villa features two en-suite bedrooms on the main living level, each with convenient access to outdoor space. The western bedroom serves as the primary suite and includes a spacious bath with dual sinks, a large tiled shower, and a walk-in closet. Impact-rated French doors open to a screened porch overlooking the water to the west, offering a more private setting to soak in the pristine views. The eastern bedroom is currently utilized as a den, complete with a full bath and ample closet storage. It offers direct access to an open wrap-around deck surrounded by verdant palms and tropical plantings, creating a tranquil setting of lush greenery.The upper level is dedicated entirely to the living and dining areas, where the cottage's most spectacular elevated water views are fully showcased. Its classic island finishes include crisp whites with splashes of tropical color and warm natural wood details throughout. The kitchen is well suited for everything from intimate dinners for two to entertaining guests for a sunset gathering. The living room features a vaulted wood-beam ceiling that adds warmth and character to the space, while a gas fireplace enhances the inviting atmosphere. Few experiences compare to enjoying a cool winter evening on a Florida island with a fire glowing indoors and expansive waterfront views just beyond the windows.For the past 30 years, Whelk Cottage has been lovingly maintained as a full-time residence and treasured family retreat. Continuous care and thoughtful updates include a new roof (2023), impact-rated windows and doors, roll-down hurricane screens (2024), HVAC system (2024), and water heater (2024). Its location on the northwestern tip of Useppa Island provides a peaceful setting with world-class views while remaining conveniently close to dockage at the Useppa Marina. Ownership includes the deeded right to dock a boat up to 24 feet in length at the marina, a valuable amenity that further enhances the island lifestyle. Whelk Cottage offers an opportunity to own a well-maintained and appointed waterfront retreat within one of Florida's most exclusive island communities.

123 Useppa Island, Unit Unit B | MLS# 2026025926

This single family home located at 123 Useppa Island, Unit Unit B, Useppa Island, FL 33921 is currently listed for sale with an asking price of $950,000. This property was built in 1980 and has 2 bedrooms and 2 full and 1 partial baths with 1478 sq. ft. Useppa Island, Unit Unit B is located in the USEPPA ISLAND subdivision. Search USEPPA ISLAND real estate on www.realtymark.net today.

Property Features

Property Type: Residential - Single Family
Cooling: Central Electric, Zoned
Heating: Central Electric, Zoned, Fireplace(s)
Lot Size: 0.08 Acres
Roof Type: Metal
Stories: 2.0
Taxes: $5,360
Year Built: 1980

Amenities

Balcony
Screened Balcony

Feature Descriptions

Bedroom: 2 Bed
Construction: Elevated, Piling, Wood Frame, Vinyl Siding
Days on Site: 7
Dining: Breakfast Bar, Dining - Living
Directions: This property is located on an island without bridges or roads, and a boat is required for access. Please contact listing agent to discuss the options available and specific instructions to access the property.
Exterior: Elevated, Piling, Wood Frame, Vinyl Siding
Flooring: Tile, Wood
Furnished: Partially
GEO Area: OI01 - Outer Islands
Hoa Fee: $0
Home Warranty Y/N: No
Interior: Split Bedrooms, Guest Bath, Guest Room, Built-In Cabinets, Exclusions, Vaulted Ceiling(s)
Irrigation: Other
Laundry: Inside
Lease Considered Y/N: No
Listing Terms: Buyer Finance/Cash
Lot: Across From Waterfront
Mandatory Club Fee: $475/Monthly
Ownership: Single Family
Parcel #: 04-44-21-01-00001.023A
Pets: With Approval
Property Attached Y/N: Yes
Property Sub-Type: Villa Attached
Sewer: Central
Sewer: Central
SQFT Total: 2054
Transfer Fee: 0
Units in Building: Square Feet
View: Basin, Bay, Mangroves, Water
Water: Central
Water: Central
Windows: Impact Resistant, Impact Resistant Windows, Shutters, Shutters - Screens/Fabric, Decorative Shutters, Window Coverings

Listed By / Shown By

Listed By

Agency Name: Century 21 Sunbelt Realty
Agency Phone: 239-283-1100

Shown By

Agency Title: RealtyMark
Agency Phone: 888-260-0040

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Estimated Payment

$ 2,838.04 per month $2,114.29 Principal & Interest $446.67 Property Tax $277.08 Homeowner's Insurance

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All commissions are negotiable Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 06/25/2026. The listing information on this page last changed on 06/25/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Thu 06/25/2026 12:00:59 AM EST) or Stellar MLS (last updated Wed 06/24/2026 11:44:12 PM EST) or GSMLS (last updated Wed 06/24/2026 11:54:17 PM EST) or Emerald Coast MLS (last updated Wed 06/24/2026 11:55:27 PM EST) or Fort Myers (last updated Wed 06/24/2026 11:04:46 PM EST) or Central Panhandle Association of Realtors (last updated Wed 06/24/2026 11:57:22 PM EST) or Northeast Florida MLS (last updated Wed 06/24/2026 11:59:05 PM EST) or Beaches MLS (last updated Wed 06/24/2026 11:57:42 PM EST) or Naples MLS (last updated Wed 06/24/2026 11:40:23 PM EST) or Bright MLS (last updated Wed 06/24/2026 11:49:57 PM EST) or OneKey MLS (last updated Wed 06/24/2026 11:53:29 PM EST). Real estate listings held by brokerage firms other than RealtyMark may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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