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10802 Cedar Ridge Lane, Panama City, FL 32409

$435,000
  • 10802 Cedar Ridge Lane, Panama City, FL 32409 Main Photo

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Active
BEDS4 BATHS2 full SQUARE FEET2,291 MLS#785561
STATUSActive PROPERTY TYPEResidential - Single Family SUBDIVISIONCedar Creek Chase Ph 1

Property Description

OPEN HOUSE - THIS SATURDAY, MARCH 7TH FROM 1:00 PM TO 4:00 PM. Come Check It Out! A Complete Package - A Charming Home in Cedar Creek Chase Near Deer Point Lake - Spacious Lot, No HOA, & Modern Upgrades! Tucked away on a quiet cul-de-sac and just minutes from beautiful Deer Point Lake, this 4-bedroom, 2-bath home offers the perfect blend of comfort, functionality, and privacy on a generous . 70-acre lot. Ideal for boating and fishing enthusiasts, the location provides both tranquility and convenience--with no HOA to limit your freedom. Step inside to find a spacious great room featuring an impressive 11-foot boxed ceiling, a cozy brick wood-burning fireplace, with doors that open to the back patio--perfect for indoor-outdoor living. The home features luxury vinyl plank (LVP) flooring installed in 2019 in the living room, dining room, and master bedroom, while the three additional bedrooms are carpeted, offering warmth and comfort. The split-bedroom floor plan ensures privacy, with a generous master suite that includes an 11 foot box ceiling, double vanities, a walk-in shower, soaking tub, and his-and-her walk-in closets. The kitchen is well-equipped with granite countertops, custom cabinetry, and stainless appliances, including a new refrigerator (2024) and new hot water heater (2025). A breakfast room sits just off the kitchen, along with a formal dining room for entertaining. You'll also appreciate the large laundry room offering added convenience for busy households. Additional highlights include: roof replaced in 2018; new HVAC system installed in 2022; crown molding throughout the home; fully fenced backyard; Ring security system; 16x20 workshop with electricity. This well-maintained home is move-in ready with thoughtful updates and a layout ideal for modern living. Don't miss this opportunity to own a peaceful retreat close to Deer Point Lake with the freedom of no HOA! All sizes and dimensions are approximate and should be verified by the buyer if important.

10802 Cedar Ridge Lane | MLS# 785561

This single family home located at 10802 Cedar Ridge Lane, Panama City, FL 32409 is currently listed for sale with an asking price of $435,000. This property was built in 2008 and has 4 bedrooms and 2 full baths with 2291 sq. ft. Cedar Ridge Lane is located in the Cedar Creek Chase Ph 1 subdivision. Search Cedar Creek Chase Ph 1 real estate on www.realtymark.net today.

Property Features

Property Type: Residential - Single Family
Cooling: Central Air, Ceiling Fan(s)
Fenced: Yes
Garage: 2
Heating: Central, Electric, Fireplace(s)
Home Style: Traditional
Lot Size: 0.70 Acres
Roof Type: Shingle
Taxes: $2,481
Year Built: 2008

Amenities

Fire Pit
Rain Gutters

Feature Descriptions

Appliances: Electric Oven, Electric Range, Electric Water Heater
Days on Site: 55
Exterior: Brick Veneer, Vinyl Siding
Fencing: Fenced, Privacy
Flooring: Luxury Vinyl Plank
Lot: Cul-De-Sac, Sprinkler System, Paved
Lot Dimensions: 95 X 128 X 150 X 70
Parcel#: 07585-338-000
Parking: Garage, Garage Door Opener
Parking Notes: Garage, Garage Door Opener
Security: Security System, Smoke Detector(s)
Security: yes
Utilities: Electricity Available, Underground Utilities

Room Sizes

Garage: 22 X 21.8 Level - First
Laundry: 10 X 5.1 Level - First
Primary Bathroom: 18.2 X 12 Level - First
Great Room: 21 X 20.6 Level - First
Dining Room: 11.3 X 11 Level - First
Breakfast Room/ Nook: 13.4 X 11.4 Level - First
Kitchen: 12.6 X 11.4 Level - First
Bedroom: 12 X 11.4 Level - First
Bedroom: 10.6 X 9.1 Level - First
Bedroom: 11.4 X 11.1 Level - First
Primary Bedroom: 18.2 X 13.6 Level - First

Local Schools

High School: Deane Bozeman
Middle School: Deane Bozeman
Elementary School: Deane Bozeman

Listed By / Shown By

Listed By

Agency Name: Miller & Associates Realty

Shown By

Agency Title: RealtyMark
Agency Phone: 888-240-0600

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Estimated Payment

$ 1,301.75 per month $968.12 Principal & Interest $206.75 Property Tax $126.88 Homeowner's Insurance

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All commissions are negotiable Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 04/17/2026. The listing information on this page last changed on 04/17/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Fri 04/17/2026 12:05:11 AM EST) or Stellar MLS (last updated Thu 04/16/2026 11:59:23 PM EST) or GSMLS (last updated Thu 04/16/2026 11:54:09 PM EST) or Emerald Coast MLS (last updated Thu 04/16/2026 11:55:30 PM EST) or Central Panhandle Association of Realtors (last updated Thu 04/16/2026 11:57:19 PM EST) or Beaches MLS (last updated Thu 04/16/2026 11:57:20 PM EST) or Naples MLS (last updated Thu 04/16/2026 11:41:16 PM EST) or Bright MLS (last updated Thu 04/16/2026 7:53:33 PM EST) or OneKey MLS (last updated Fri 04/17/2026 12:00:17 AM EST). Real estate listings held by brokerage firms other than RealtyMark may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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